Your estate plan is in tip-top shape. You and your husband have the trust set up, the updated will and a topnotch planning team of experts. The life insurance is more than adequate. If both of you died tomorrow, the distribution of your shared savings and investments to your heirs is all spelled out.

But what about the family cabin in Michigan? How will four kids share the benefits and the costs of owning it?
Who gets your husband’s prized collection of baseball cards, or that Miro painting you bought together on that romantic first trip to Europe so many years ago? What about your doll collection or your jewelry, especially that ruby brooch that was passed down from your great-great grandmother?

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